JBIL | Journal of Banking and Insurance Law | Leading Research in Financial & Insurance Legislation

Journal of Banking and Insurance Law

The Journal of Banking and Insurance Law (JBIL) is a distinguished peer-reviewed publication dedicated to advancing legal scholarship, professional practice, and regulatory understanding in the fields of banking law, financial services law, insurance law, and risk governance. This authoritative journal connects legal scholars, financial regulators, attorneys, compliance experts, policy makers, academics, and industry professionals, offering a high-quality platform for groundbreaking research and practical insights that shape modern financial systems.

Covering banking regulation, financial compliance, insurance legislation, consumer protection, fintech and digital banking laws, risk management, fraud prevention, and corporate governance, the journal publishes thoroughly reviewed, credible research supporting safe, transparent, and resilient financial and insurance ecosystems worldwide. For professionals and scholars navigating complex banking and insurance frameworks, JBIL serves as a vital and trusted knowledge resource.

What This Journal Covers: Key Focus Areas

The Journal of Banking and Insurance Law explores a wide range of essential and emerging themes within the legal and financial sectors, including:

Insurance Law & Regulatory Frameworks: Insurance contracts, liability insurance, insurance disputes, regulatory compliance, claim settlements, reinsurance frameworks, and consumer rights under insurance laws.
Corporate Governance & Risk Management: Internal controls, board responsibilities, corporate governance standards, risk-based supervision, transparency norms, financial reporting obligations, and legal duties of financial institutions.
Fintech, Digital Banking & RegTech: Legal issues in digital payments, online banking, blockchain and cryptocurrency regulation, digital lending frameworks, AI in financial compliance, and regulatory technology (RegTech) innovations.
Consumer Protection & Financial Disputes: Legal remedies, financial fraud protection, dispute resolution mechanisms, arbitration, regulatory oversight, and rights of consumers in banking and insurance sectors.
Global Financial Policies & Cross-Border Regulations: International banking law, comparative insurance legislation, global compliance standards, cross-border transactions, foreign investment rules, and evolving global regulatory models.

Who Should Read the Journal

This journal is a key resource for a broad spectrum of professionals and academics, including:

Legal practitioners and attorneys specializing in banking, insurance, corporate, or financial law.
Regulators and compliance officers are responsible for ensuring adherence to banking and insurance legislation.
Banking and insurance professionals manage risk, governance, financial operations, and regulatory obligations.
Academics and researchers studying financial law, fintech policy, global banking regulations, and insurance legislation.
Students of law and finance are seeking to understand the complex legal frameworks guiding modern financial systems.

Why It Matters

As global financial and insurance systems evolve rapidly, the Journal of Banking and Insurance Law plays a pivotal role by:

Publishing cutting-edge legal research that strengthens banking and insurance governance
Enhancing understanding of regulatory compliance, consumer protection, and corporate accountability
Supporting transparency and trust within financial institutions and markets
Guiding the adoption of ethical and legally sound financial technologies
Promoting collaboration between legal scholars, regulators, practitioners, and financial professionals

Through rigorous peer review, global perspectives, and scholarly integrity, the journal advances financial legal knowledge and contributes to safer, more stable, and more accountable banking and insurance sectors worldwide.

Subscription & Access Options

The Journal of Banking and Insurance Law provides flexible access paths to serve researchers, institutions, legal professionals, and financial organizations globally.

Digital Access: A fully integrated online platform offering immediate access to current issues, past volumes, legal case studies, and a comprehensive archive of peer-reviewed content.
Print Edition: High-quality printed copies delivered to law schools, financial institutions, libraries, regulatory bodies, and individual subscribers, ideal for professional or academic reference.

Institutional subscriptions, bulk purchase options, and multi-user access packages are available through STM Journals’ distribution and support services.

Why Choose STM Journals?

STM Journals ensures excellence and reliability in academic publishing through:

Rigorous peer-review standards ensuring accuracy, legal credibility, and scholarly quality
Global accessibility, enabling students, practitioners, and institutions to benefit from published research
Flexible digital and print formats tailored to modern academic and professional needs
Commitment to advancing legal understanding within banking, insurance, and financial governance

For legal scholars, regulators, and financial professionals shaping the future of financial law and regulatory compliance, the Journal of Banking and Insurance Law remains an indispensable and authoritative resource.

Weight	0.5 g
Subscription Year	2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025
Type of Journal	Online Journal, Print + Online, Print Journal
Issue	1, 2, All issues, Current Print & Online (Current & all back Issues)

About Journal

Journal of Banking and Insurance Law (JBIL)

ISSN: 2582-6875

Editor-in-Chief: Dr. Monika Jain, Senior Advocate, High Court of Delhi, Sher Shah Road, Justice SB Marg, New Delhi, India

Email id. [email protected]

Click here for complete Editorial Board

Journal’s Summary

The Journal of Banking and Insurance Law is prepared under the aegis of eminent scholars, Legal experts, academicians, attorneys and other professionals. The scope of the journal is broad and covers topics such as banking, securities, financial services, administrative and general banking & Insurance related laws & issues arising out of them. The Journal welcomes all scholars exploring the general subject matter of financial institutions including financial products and markets. Law and strategy makers are under consistent pressure to watch the enthusiasm of buyers. JBIL welcomes contributions from scholarly community and experts involved in banking & insurance industries.

Focus and Scope:

The Journal of Banking and Insurance Law focuses on the various laws and
regulations under which a banking system is functioning. The various laws relating to
banking are as follows:
· Law of Limitation – Provisions of Bankers Book Evidence Act –
· Special Features of Recovery of Debts Due to Banks
· Financial Institutions Act, 1993
· TDS
· Banking Cash Transaction Tax
· Service Tax
· Asset Reconstruction Companies
· The Securitization and Reconstruction of Financial Assets and
· Enforcement of Security Interest Act, 2002
· The Consumer Protection Act, 1986
· Banking Ombudsman
· Lok Adalats
· Lenders Liability

The scope of this Journal enlightens on the various areas in which the professionals, scholars, lawyers and fraternity research thoroughly and aware the new ideas and inventions. the areas covered by this journal are as follows:
1. Regulatory Framework and compliance

2. Legal Aspect of Banking Operations

3. Banking related Laws

4. Banker-customer Relations

5. Loans and advances

6. Securities for bankers Loan

7. Financial analysis of Banks

8. Electronic Banking

9. Risk management in Banks

10.Ethics &Corporate Governance in Banks

Readership: Graduate/ Postgraduate students, Research Scholars, Faculties, Industrialists, Independent Professionals, Government institutions

Indexing: The Journal is indexed in Google Scholar

Submission of Paper:

All contributions to the journal are rigorously refereed and are selected on the basis of quality and originality of the work. The journal publishes the most significant new research papers or any other original contribution in the form of reviews and reports on new concepts in all areas pertaining to its focus and scope, thus ensuring its scientific priority and significance.

Manuscripts are invited from academicians, students, research scholars, industrialists, independent professionals and faculties for publication consideration.

Papers are accepted for editorial consideration through email [email protected]/ [email protected]

Subject: banking, Law, Insurance

Plagiarism: All the articles will be checked through Plagiarism Software before publication.

Abbreviation: JBIL

Frequency: Two issues per year

Peer Reviewed Policy:

Peer review is the most important part of the scientific publication process. Peer review is basically the process of engaging experts to review the articles submitted for publication in journals, this is done in order to validate the research and to enhance the quality of the articles that are published in the journal.

The peer review process is actually a demarcating line that decides what a research is and what is merely a hypothesis. This process screens the articles for their originality or work, their relevance to the previously published work and does the work meet the required standard so as to be published as a research article. The bottom line to conduct a peer review is to eliminate the possibility that science is just another opinion.

Basic design of a peer review process:

1) The process begins with the submission of article to the journal

2) The first step begins as the editor of the journal checks if the article falls under the focus and scope of the journal. If the article does not fall under the focus and scope of the journal it is rejected with feedback and necessary changes to the author, if the article do fall under the focus and scope of the journal it is forwarded to the next step of review.

3) Here the reviewer checks for the originality, validity, significance, theory , evidence and other parameters based on the guidelines of the editors and yardsticks to measure the quality of the article.

4) Reviewer then make necessary comments and send the paper back to the editorial board, a reviewer may accept the paper as it is, reject or suggest changes in the manuscript, this information is conveyed to the authors

5) Editor of the journal then make final decision to publish the article based on the reviewers comments. And finalize the time frame for publishing the article.

6) Finally the accepted articles appear in the publication.

For further details on the publishing process and guidelines that an author and editor should follow, and to know more about the yardstick of the reviewers we would suggest you to go through the Author and Editors Guidelines.

Issue Purchase

Readers without a subscription may still purchase individual issues. The following payment options and fees are available.

Purchase Issue: 90.00 (USD)

The payment of this fee will enable you to view, download, and print this issue.

Article Purchase

Readers without a subscription may still purchase individual articles. The following payment options and fees are available.

Purchase Article: 30.00 (USD)

The payment of this fee will enable you to view, download, and print this article.

Editorial Board

Author’s Guidelines

Withdrawal Policy

Publication Ethics & Malpractice Statement