NOLEGEIN Journal of Financial Planning and Management

NOLEGEIN Journal of Financial Planning and Management (NJFPM) is a peer-reviewed hybrid open-access journal dedicated to advancing research and scholarship in financial planning, corporate finance, investment analysis, and financial systems. Since its launch in 2018, NJFPM has offered a credible platform for academics, finance professionals, financial analysts, researchers, and policy-makers to publish rigorous studies and actionable insights that shape modern financial thinking and practice.

What This Journal Covers: Key Focus Areas

The journal explores a wide and dynamic range of themes in financial planning and management, including:

• Personal & Corporate Finance: Personal wealth management, consumer credit, debt planning, corporate financial services, banking, and financial inclusion.

• Financial Statement Analysis & Capital Structure: Firm-level financial analysis, sources of financing, leverage and capital structure decisions, dividend policy, and cost of capital.

• Capital Budgeting & Working Capital Management: Investment decision-making, capital budgeting methods, working capital management, firm liquidity and profitability analysis, and financial resilience.

• Investment & Financial Markets: Mutual funds, insurance, stock market dynamics, wealth management, macroeconomic impact on finance, banking services, and market regulation.

• Applied Financial Planning & Risk Management: Tax planning, estate planning, consumer finance, credit behavior analysis, financial risk assessment, financial inclusion, and policy-driven finance research.

Who Should Read the Journal

NJFPM is valuable for a broad and diverse audience:

• Academicians, researchers, and students in finance, banking, economics, and business management.

• Financial analysts, investment professionals, and bankers looking for data-driven research and market insights.

• Policy-makers and regulators interested in financial markets, banking regulation, consumer finance, and macroeconomic implications.

• Corporate finance managers, CFOs, and business strategists focused on firm financing, capital structure, and investment policy.

• Wealth managers, financial planners, and advisors providing services in personal finance, credit, wealth management, and financial planning.

Why It Matters

In a world where financial markets, economic conditions, and regulatory frameworks are rapidly evolving, NJFPM plays a critical role by:

• Publishing cutting-edge, peer-reviewed research on contemporary financial systems, investment trends, and corporate finance.

• Providing data-driven financial insights that help readers make informed investment and management decisions.

• Supporting evidence-based financial planning, corporate governance, and credit-market analysis.

• Encouraging interdisciplinary research across finance, economics, banking, policy, and personal finance management.

• Enhancing global academic and industry understanding of financial systems, markets, and planning practices fostering innovation and stability in finance.

Subscription & Access Options

NJFPM offers flexible access and subscription models designed for researchers, institutions, professionals, and individual readers:

• Digital Access: Instant access to current issues, complete archives, and a searchable database of peer-reviewed financial research.
• Print Edition: High-quality printed copies delivered to universities, business schools, research institutions, corporate offices, libraries, and individual subscribers.

NJFPM also follows a hybrid open-access model, allowing authors to choose between traditional subscription-based publishing or open-access publication to maximize dissemination.

Why Choose STM Journals?

STM Journals ensures academic excellence by offering:

• A rigorous peer-review process guaranteeing quality, credibility, and originality.

• Global reach and distribution, making research accessible to an international audience of scholars, professionals, and institutions.

• Diverse coverage of financial topics from personal finance, corporate finance, banking, markets, to macroeconomic and regulatory finance research.

• Flexible publishing formats (digital, print, open-access), supporting both modern research environments and traditional academic needs.

For finance professionals, researchers, academicians, and policy-makers seeking authoritative, up-to-date, and comprehensive financial research NOLEGEIN Journal of Financial Planning and Management stands as a trusted, relevant, and high-value resource.